The Board of Directors is proposing changes to the By-Laws. These will be voted on at the Jan 12, 2002 Annual Meeting.

Amendment of Articles of Incorporated and By-laws
Any Article of Incorporation or By-Law may be amended, rescinded, repealed, or altered, or additional Articles or By-Laws may be adopted, by affirmative vote of a simple majority of the members of the corporation present at any annual meeting, or, at any special meeting, if complete and accurate details as to the proposed changes are set forth in the call and notice of such meeting.